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John K. Henker, LUTCF and Kerri Mitchell are agents of and collectively licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of WA, AZ, CA (CA License# 0D95824), CO, GA, ID, IL, MD, MI, MI, MT, NV, OH, OR, SC and TN. No insurance business may be conducted outside this/these states referenced.

John K. Henker, LUTCF and Kerri Mitchell are Registered Representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, 601 W Riverside Ave, Ste 1600, Spokane< WA 99201. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, GA, ID, IL, MD, MI, MO, MT, NV, OH, OR, SC, TN, WA, and UT. No offers may be made or accepted from any resident outside the specific states referenced.

John K. Henker, LUTCF and Kerri Mitchell are also separately registered as investment advisor representatives with Eagle Strategies LLC, a Registered Investment Adviser, collectively offering advisory services in the states of AZ, CA, CO, GA, ID, IL, MD, MI, MO, MT, NV, OH, OR SC, and TN. As such, these services are strictly intended for individuals residing in the specific states referenced.

Henker Financial Partners LLC is not owned or operated by New York Life Insurance Company or its affiliates.

Eagle Strategies LLC and NYLIFE Securities LLC are New York Life Comapnies.